There was a time when I didn’t worry about how much I paid for Louisville car insurance. I had a great job, so I simply used whichever carrier was the most convenient. Recently, however, I lost my job. I am now Looking for Louisville cheap car insurance but do I have to have car insurance at all? I haven’t been in an accident since I’ve had my license, and I don’t expect to any time soon. If I happen to, can’t I just pay for any damages myself? It seems like that would be much cheaper than paying for insurance every month that I never use.