If you’ve been looking around at getting a car loan and you’ve got credit problems, you can get aggravated really quick when the loan officer tells you that you’ve got to come up with some cash if you want to get financed.

In many cases, this is just a way for the salesman to brush you out of the dealership, assuming that you don’t have any money to spare.

What you really need, is a bad credit loan without having to put down any money.

These can be obtained by getting your auto loan online through several different sources, but beware that you should only deal with legitimate car loan companies and not just some type of front organization.