Many people are applying for home loan these days in order to buy a new home and if you are also one of them then you must keep the below mentioned things in mind always. Always complete the formalities of your home mortgage lender on time and do provide with al the additional information whenever required. Try to get the best interest rate by negotiating to the fullest. Do not feel shy as the home loan enders do have the capacity to give you a waiver of one or one and a half percent on the prevailing rate in the market.