When you are thingking about debt and most importantly how to get out of it there are several ways to go all of which can be good depending on your individual plight.

The first is really to take a good step back from the situation and take a look at your life and really try and install some proper and most importantly sound financial planning. This is by far the easiest of the debt solutions both from an organisational point of view and from a implemenatation point of view. Other optionas such as debt relief loans or consolidation are possible too of course but should be a second option.