There are a good many advantages to using Car Loans, and a lot of them may not even be recognized by the people who do use them.  For instance, it isn’t all that difficult to get an auto loan, even if your credit is not great or it’s your first loan.  That in itself is a great opportunity for the simple fact that you can bring up or establish your credit.  Also, more obviously, you are able to get that car that you really need without forking over the cash all at once.  That is really a great gift!  And, lastly, there are tons of lenders to choose from when it comes to getting one!