There is hope for those who do NOT really earn so much to still get adequate California health insurance: If you are a low-income earner then you may be eligible for Medicaid. Different states have different eligibility rules. In spite of the differences from state to state, Medicaid is for families that are in the low income bracket. It doesn’t matter whether you’re employed or not. Someone in your family might be eligible even if you do not and therefore reduce your family health insurance budget. So check with your state’s Medicaid program. The worst is that you won’t qualify, so do give it a try.