You can’t consider yourself serious about getting a cheaper Florida health insurance plan that won’t put you at risk if you’re obese. Lose weight and your premium will reduce. An insured’s Body Mass Index (BMI) is an important factor that affects what an individual pays as rate.

If your BMI rating is high, your premium will be high. You’re overweight for your height and sex if your BMI is high. Do your best to shed excess weight because losing as little as a few pounds could give you another BMI rating which means cheaper rates. So you just don’t think insurance companies are merely picking on you, it’s been proven scientifically that most health conditions are caused or seriously aggravated by being obese or overweight. So it’s nothing personal — It’s just the risk factor.