Many people think that insurance is not an important purchase in their life. They consider that their money is better spent elsewhere. They usually feel this way until they get into an accident and have no coverage for themselves or their vehicle. A person wants to make sure that they get at least the minimum requirements for Ontario auto insurance. This will at least start to pay the bills that occur from a car accident. A person may even be ticketed if they do not have the minimum requirements for insurance in place at the time they get in a wreck.