There are No Fax Payday Loans weeding for you right now. All you have to do is take the first step and apply for your loan. Once you do that you will end up with a quick decision on your application and that means you don’t have to wait around to find out if you qualify. Chances are quite high that you will get approved for your loan as long as you have a job and a bank account because those are both normal requirements for approval. Once you are approved the money can be wired right into your checking or savings account and just a matter of hours.